This User Agreement includes among other things the Company's Privacy Policy, which is also located on this website and incorporated by reference in this User Agreement. Read the Privacy Policy carefully as You are also agreeing to its terms and disclosures when You agree to this User Agreement.

Revisions to User Agreement

This User Agreement is subject to modification and revision from time to time by the Company. The Company may modify the terms of this User Agreement to reflect changes to the law or changes in the Website. The effective date of the most recent revision is set out below the title and all users are bound by the terms of the User Agreement then in effect as of the date of Your Website usage. If You do not agree to any modified term in this User Agreement, You should discontinue Your use of the Website.

Copyright and Ownership of Website

All of the content featured or displayed on the Website is owned by the Company, its licensors and / or its content providers. All elements of the Website, including but not limited to the general design and content, are protected by trade dress, copyright, trademark and other laws related to intellectual property rights. Except as explicitly permitted through this User Agreement, no portion or element of the Website may be copied by any means, and the Website and its contents shall remain the exclusive property of the Company. If you operate a separate website or host a blog, and wish to link to the Website you may only do so with the permission of the Website’s administrator and You must agree to immediately delete the link upon request from the Company.

Subject to this User Agreement, the Company grants You nonexclusive and revocable permission to access the Website and view its content solely for Your personal, non-commercial use.

Links to third party websites may be provided on the Website from time to time for Your convenience, and should not be taken as an either an endorsement by the Company or affiliation with the linked site. The Company is not responsible for the content of any linked site.

Users of the Website may be able to submit or to otherwise post messages, e-mails, photographs, text, and other content (collectively, the “Content”) for display on the Website. You are solely responsible for any Content that You post on the Website. The Website is a passive conduit for such Content Such Content must, however, conform to the guidelines below. Without limiting any of its rights in law or equity, the Company reserves the right, in its sole discretion, to remove any Content for any reason from the Website.